Debt Service Calculator
Size your monthly payment, stress-test DSCR, and find the max loan the NOI supports.
Inputs
$
%
years
$
Annual NOI — rent or SDE minus operating expenses, before debt.
Most SBA/CRE lenders require 1.20 – 1.35.
Results
Monthly Debt Service
$3,695
Annual: $44,339 over 300 payments
Current DSCR1.69
Max Loan @ DSCR 1.25$676,598
Max Annual Debt Service$60,000
Max Monthly Debt Service$5,000
Total Interest Paid$608,487
Total Paid Over Term$1,108,487
Interest as % of Total54.89%