Deal Affordability Calculator

Spend smart. Know how much business you can actually afford.

Inputs

Investment Details

Cash to Invest

SDE Multiple

How many times annual SDE the business is valued at (typical 2x–4x).

Financing

Leverage (Debt as % of Purchase Price)

Amortization Period

years

Interest Rate

Results

SDE After Principal & Interest

$44,308

Annual cashflow remaining after debt service at 40% leverage.

Total Purchase Power$166,667

Required Debt Amount$66,667

Approximate SDE$55,556

Approximate Revenue Range$277,778 – $555,556

Monthly Loan Payment$937

Annual Loan Payment$11,248

SDE Coverage Ratio4.94x

Revenue range assumes a typical SDE margin between 10% (high-revenue) and 20% (lean operations). Your real range depends on industry and margin structure.