Buying Power Calculator

Estimate how much business you can acquire based on your financials and financing options.

Inputs

Cash Available

Monthly Debt Payments

Annual Profit (SDE)

Total Assets (for Collateral)

Broker Fees

Loan Term

years

Collateral Percentage

Seller Finances

Inflation Rate

DSCR target: 2.00x

Buying Power Estimate

$371,250

Business purchase power after broker fees

Interest Rate5.00%

Real Interest Rate2.00%

Max Debt Service$42,000

Loan Amount (SDE-based)$247,631

Collateral Loan Amount$180,000

Total Debt Capacity$180,000

Business Worth$412,500

Seller Financing$82,500

Broker Fees$41,250

Total Estimated Cost$453,750

Gap Ratio1.10x

Debt Burden35.00%

Collateral Coverage166.67%

Existing Debt Load15.00%

Monthly Loan Payment$2,544

Collateral Required$180,000